What is Stripe?

Stripe makes it easy for developers to accept credit cards on the web.
Stripe is a tool in the Payment Services category of a tech stack.

Who uses Stripe?

Companies
3957 companies reportedly use Stripe in their tech stacks, including Udemy, Instacart, and reddit.

Developers
8974 developers on StackShare have stated that they use Stripe.

Stripe Integrations

Slack, Intercom, iOS, Squarespace, and Gravity Forms are some of the popular tools that integrate with Stripe. Here's a list of all 155 tools that integrate with Stripe.
Pros of Stripe
301
Easy setup
291
Developer friendly
248
Well-designed api
191
Great documentation
171
Clear pricing
75
Secure
74
Reliable
63
Full integration with webhooks
43
Amazing api
38
Great customer support
11
Easy
6
Credit cards never hit your server - no pci worries
4
No merchant account/gateway required
3
Easy to integrate
3
Recurring billing
2
Great app
2
BitCoin
2
Support for SCA (Strong Customer Authentication)
2
Fast UI
1
Payments without own backend (using Stripe Products)
1
Checkout.js
1
Great UI
1
So easy to use
1
Beautiful
Decisions about Stripe

Here are some stack decisions, common use cases and reviews by companies and developers who chose Stripe in their tech stack.

Joshua Dean Küpper
CEO at Scrayos UG (haftungsbeschränkt) · | 1 upvote · 25.3K views

Stripe is used as one of our payment-gateways included in our shop-solution. We only use the credit-card features of it and don't accept any bitcoins (yet).

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Yonas Beshawred
Shared insights
on
Stripe
Rails
at

We've been using Stripe for a while to charge our customers (mostly for the ads you see on StackShare), but we only recently realized that you can actually invoice and charge customers all through Stripe's UI 😱

You just need a customer's email address, then you add them as a customer and create a new invoice and send it to the customer- all via the Stripe dashboard. The customer then gets an email with a link to the pay the invoice (via credit card, ACH, or wire transfer). Once the customer clicks the link in the email to pay they're taken to a page hosted at pay.stripe.com where they can download a PDF of the invoice and pay via credit card, or ACH/wire transfer.

Nevermind the fact that we built an entire Rails app to do all this 😒 We'll be sunsetting our payments app soon. I wish someone had told us about these features sooner! I doubt they had this when we first built the app but we could have stopped using/maintaining the app a while ago. Stripe is amazing. That is all.

#invoicing #payments

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Dear StackShare Community,

I am seeking inspiration on creating a billing & subscription stack and came across this wonderful website and community.

From what I understood so far, I need something like Stripe or Braintree to collect payments without dealing with PCI compliance or setting up merchant accounts, etc... Additionally, services like Chargebee, Recurly, Chargify, etc. are said to make life easier when dealing with recurring billing.

Stated below, I've tried to give you some context on what I want to achieve. I am very curious about your ideas and how you'd configure an optimal stack.

Project context (very high level):

  • Loyalty program for local merchants (stores, restaurants,...).

  • Customers support their community and merchants by shopping local.

  • Merchants grant points to customers based on a customer's value spent in a store, restaurant, etc.

  • Customers can redeem their points at any participating merchant.

Billing / Subscription scenarios to be considered:

(affecting merchants only)

One-time setup fee

  • What: Merchant pays a setup fee by signing up for the service

  • Where: Order placed on the website

Monthly retainer fee

  • What: Merchant pays a monthly recurring retainer for the service.

  • Where: Order placed on the website

Manually initiated payment

  • What: Merchant initiates a payment to top up his virtual points wallet. E.g. pays 100 USD to top up 100000 points which then can be used by the merchant for granting points to customers.

  • Why: Points issued to members need to be paid for by the merchant. We first considered billing the merchants post-ante, e.g. monthly based on the points they've granted to their customers in the last 30 days, but this seems too risky: If they can't / won't pay we'd still have to pay out points to the customers (technically to the merchants where the customers redeem their points). Thus, the pragmatic idea to reduce risk by having the merchants to pre-pay for their points by topping up their balance.

  • Where: Web application (with the merchant logged in)

  • Nice to have: Opt-in for automatically initiated top-ups if a merchant's balance falls below a certain amount.

Invoicing

  • What: After every transaction (setup, retainer, top-up,...), we need to automatically issue and send (E-Mail) an invoice to the merchant.

  • Nice to have: Customer portal with all their invoices.

Other potentially relevant parameters

  • Currency: Only Euro

  • Country: Only Germany (so far)

  • Tax: Only one tax rate

  • Payment for setup & retainer: Credit Card; ideally SEPA Direct Debit (but that still causes headache due to the SEPA regulatory and risk of chargebacks still after weeks), PayPal?

  • Payment for top-up: Same as above plus any other that makes sense (Klarna, Sofort, PayPal...)

Again, thank you very much for sharing your ideas and thoughts! I'd highly appreciate any input :-)

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Gabriel Pa

Stripe is awesome and works great for subscription models but there's a problem: If you want to make money, you need to have multiple payment gateways. That's why we choose Chargebee .

We can integrate with Adyen or SagePay for EU customers without needing to create a new integration

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Shared insights
on
PayPal
Stripe

Which one is recommended to develop an app like Stripe or PayPal?

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Vincenzo Belpiede
CEO at StellarTalents.com · | 7 upvotes · 29.8K views
Shared insights
on
Chargebee
Paddle
Stripe

Stripe or Paddle for payment processing for SaaS?

we used Stripe + Chargebee once and will NEVER use them again (they charge too much (300usd/month while offering way fewer integrations than Stripe)

Furthermore, Chargebee doesn't support managing disputes. We still need to go to stripe for that.

Looking forward to hearing your thoughts

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Blog Posts

Sep 29 2020 at 7:36PM

WorkOS

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Jun 19 2015 at 6:37AM

ReadMe.io

+25
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Jobs that mention Stripe as a desired skillset

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Stripe's Features

  • Full-stack payments- You don’t need a merchant account or gateway. Stripe handles everything, including storing cards, subscriptions, and direct payouts to your bank account. Stripe.js lets you build your own payment forms while still avoiding PCI requirements.
  • An API that gets out of your way- It’s so easy, we’ve embedded a bunch of examples right here. Copy some of these requests into your terminal and check out what happens. With wrappers in Ruby, PHP, Python and more, you can get started in minutes.
  • Pricing like it should be- 2.9% + 30 cents per successful charge. No setup fees, no monthly fees, no card storage fees, no hidden costs: you only get charged when you earn money.
  • We’re developers too- Our team is full of developers and entrepreneurs who have been there and seen the problems in this industry firsthand.
  • Used by thousands of sites & apps- Stripe powers commerce for thousands of sites across the web. Our users include large companies, rapidly-growing start-ups, side projects, and everything in between.

Stripe Alternatives & Comparisons

What are some alternatives to Stripe?
Braintree
Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today.
PayPal
PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards. PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser.
WePay
WePay helps people sell tickets to events, send invoices, sell items online, and accept donations online. WePay also provides an API that allows developers to access its payments platform.
Recurly
Recurly is the leading pay-as-you-go recurring billing service because setup is easy, integrations are quick, and our service grows with the needs of your business.
Shopify
Shopify powers tens of thousands of online retailers including General Electric, Amnesty International, CrossFit, Tesla Motors, Encyclopaedia Britannica, Foo Fighters, GitHub, and more. Our platform allows users to easily and quickly create their own online store without all the technical work involved in developing their own website, or the huge expense of having someone else build it. Shopify lets merchants manage all aspects of their shops: uploading products, changing the design, accepting credit card orders, and viewing their incoming orders and completed transactions.
See all alternatives

Stripe's Followers
7848 developers follow Stripe to keep up with related blogs and decisions.