Alternatives to Stripe logo

Alternatives to Stripe

Braintree, PayPal, WePay, Recurly, and Shopify are the most popular alternatives and competitors to Stripe.
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What is Stripe and what are its top alternatives?

Stripe is a widely used payment processing platform that enables businesses to accept and manage online payments. Its key features include easy integration, robust security measures, support for multiple payment methods, and various customization options. However, one of its limitations is the complex fee structure, which may not be ideal for small businesses or startups.

  1. PayPal: PayPal is a popular alternative to Stripe, offering a seamless payment experience for users with its easy integration, strong security measures, and support for multiple currencies. However, PayPal's fees may be higher compared to Stripe.
  2. Square: Square provides an all-in-one solution for payment processing, point-of-sale systems, and e-commerce tools. It is known for its user-friendly interface and competitive pricing. However, Square may lack some advanced features available in Stripe.
  3. Braintree: Braintree, a division of PayPal, offers a comprehensive payment gateway solution with support for various payment methods and currencies. It is known for its robust security measures but may have higher fees compared to Stripe.
  4. Authorize.Net: Authorize.Net is a widely used payment gateway with features like fraud protection, recurring billing, and customer data management. However, it may have a steeper learning curve compared to Stripe.
  5. Adyen: Adyen is a global payment company that provides a flexible payment platform for businesses to accept payments from customers worldwide. It offers advanced features like risk management and revenue optimization but may have higher fees than Stripe.
  6. 2Checkout: 2Checkout offers a digital commerce solution for businesses to sell online globally. It supports multiple payment methods and currencies, but its fees may be higher than Stripe.
  7. Worldpay: Worldpay provides payment processing solutions for businesses of all sizes, offering features like fraud prevention, recurring billing, and analytics. However, it may have limited customization options compared to Stripe.
  8. Stripe Alternatives: This GitHub repository lists various alternatives to Stripe with a brief overview of each option, including key features and pricing information. It can be a valuable resource for businesses looking to explore different payment processing solutions.
  9. WePay: WePay offers a payment processing platform for platforms and marketplaces, providing features like fraud protection, compliance support, and account management. However, its fees may be higher compared to Stripe.
  10. Shopify Payments: Shopify Payments is a payment gateway integrated with the Shopify e-commerce platform, offering features like one-click checkout, automatic order creation, and multi-currency support. However, it may lack some customization options available in Stripe.

Top Alternatives to Stripe

  • Braintree
    Braintree

    Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today. ...

  • PayPal
    PayPal

    PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards. PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser. ...

  • WePay
    WePay

    WePay helps people sell tickets to events, send invoices, sell items online, and accept donations online. WePay also provides an API that allows developers to access its payments platform. ...

  • Recurly
    Recurly

    Recurly is the leading pay-as-you-go recurring billing service because setup is easy, integrations are quick, and our service grows with the needs of your business. ...

  • Shopify
    Shopify

    Shopify powers tens of thousands of online retailers including General Electric, Amnesty International, CrossFit, Tesla Motors, Encyclopaedia Britannica, Foo Fighters, GitHub, and more. Our platform allows users to easily and quickly create their own online store without all the technical work involved in developing their own website, or the huge expense of having someone else build it. Shopify lets merchants manage all aspects of their shops: uploading products, changing the design, accepting credit card orders, and viewing their incoming orders and completed transactions. ...

  • Adyen
    Adyen

    A payments technology company that provides a single global platform to accept payments anywhere in the world. Businesses can process payments across online, mobile and in-store (POS) with over 250 payment methods and 187 currencies. ...

  • Gumroad
    Gumroad

    Sell music, comics, software, books, and films directly to your audience. Super-simple e-commerce and audience-building software for creators ...

  • JavaScript
    JavaScript

    JavaScript is most known as the scripting language for Web pages, but used in many non-browser environments as well such as node.js or Apache CouchDB. It is a prototype-based, multi-paradigm scripting language that is dynamic,and supports object-oriented, imperative, and functional programming styles. ...

Stripe alternatives & related posts

Braintree logo

Braintree

560
450
90
Accept payments in your app or website today
560
450
+ 1
90
PROS OF BRAINTREE
  • 25
    Well-designed api
  • 18
    Developer friendly
  • 17
    Easy setup
  • 14
    Reliable
  • 6
    Excellent documentation
  • 4
    Great support
  • 3
    Can use paypal and debit card
  • 2
    Test it without obligation, great SDK/API and prices
  • 1
    Great API, awesome docs
CONS OF BRAINTREE
  • 1
    Lacking documentation for mobile integrations

related Braintree posts

Dear StackShare Community,

I am seeking inspiration on creating a billing & subscription stack and came across this wonderful website and community.

From what I understood so far, I need something like Stripe or Braintree to collect payments without dealing with PCI compliance or setting up merchant accounts, etc... Additionally, services like Chargebee, Recurly, Chargify, etc. are said to make life easier when dealing with recurring billing.

Stated below, I've tried to give you some context on what I want to achieve. I am very curious about your ideas and how you'd configure an optimal stack.

Project context (very high level):

  • Loyalty program for local merchants (stores, restaurants,...).

  • Customers support their community and merchants by shopping local.

  • Merchants grant points to customers based on a customer's value spent in a store, restaurant, etc.

  • Customers can redeem their points at any participating merchant.

Billing / Subscription scenarios to be considered:

(affecting merchants only)

One-time setup fee

  • What: Merchant pays a setup fee by signing up for the service

  • Where: Order placed on the website

Monthly retainer fee

  • What: Merchant pays a monthly recurring retainer for the service.

  • Where: Order placed on the website

Manually initiated payment

  • What: Merchant initiates a payment to top up his virtual points wallet. E.g. pays 100 USD to top up 100000 points which then can be used by the merchant for granting points to customers.

  • Why: Points issued to members need to be paid for by the merchant. We first considered billing the merchants post-ante, e.g. monthly based on the points they've granted to their customers in the last 30 days, but this seems too risky: If they can't / won't pay we'd still have to pay out points to the customers (technically to the merchants where the customers redeem their points). Thus, the pragmatic idea to reduce risk by having the merchants to pre-pay for their points by topping up their balance.

  • Where: Web application (with the merchant logged in)

  • Nice to have: Opt-in for automatically initiated top-ups if a merchant's balance falls below a certain amount.

Invoicing

  • What: After every transaction (setup, retainer, top-up,...), we need to automatically issue and send (E-Mail) an invoice to the merchant.

  • Nice to have: Customer portal with all their invoices.

Other potentially relevant parameters

  • Currency: Only Euro

  • Country: Only Germany (so far)

  • Tax: Only one tax rate

  • Payment for setup & retainer: Credit Card; ideally SEPA Direct Debit (but that still causes headache due to the SEPA regulatory and risk of chargebacks still after weeks), PayPal?

  • Payment for top-up: Same as above plus any other that makes sense (Klarna, Sofort, PayPal...)

Again, thank you very much for sharing your ideas and thoughts! I'd highly appreciate any input :-)

See more
Tim Little
Software Consultant at timlittletech · | 7 upvotes · 100.6K views

Hi there, I am trying to figure out if it's worth creating a Braintree account to do subscription billing in my Shopify store. The goal is to have as little custom code as possible for the store but be able to do subscription billing services, we already have a PayPal business account, but from the looks of it, we can't use PayWhirl directly with Paypal.

See more
PayPal logo

PayPal

19K
14.4K
664
Send Money, Pay Online or Set Up a Merchant Account
19K
14.4K
+ 1
664
PROS OF PAYPAL
  • 195
    Most known service
  • 135
    Consumers know it
  • 113
    It's available for many countries
  • 70
    Easy
  • 54
    Best way to get paid outside US
  • 35
    Most widely used payment processor
  • 25
    Express Checkout
  • 16
    Consumers trust it
  • 15
    Flexible and secure
  • 6
    Digital Goods for Express Checkout
CONS OF PAYPAL
  • 1
    Not well written recurring payment api
  • 1
    Less countries supported
  • 1
    Harder to get started with

related PayPal posts

Repost

Overview: To put it simply, we plan to use the MERN stack to build our web application. MongoDB will be used as our primary database. We will use ExpressJS alongside Node.js to set up our API endpoints. Additionally, we plan to use React to build our SPA on the client side and use Redis on the server side as our primary caching solution. Initially, while working on the project, we plan to deploy our server and client both on Heroku . However, Heroku is very limited and we will need the benefits of an Infrastructure as a Service so we will use Amazon EC2 to later deploy our final version of the application.

Serverside: nodemon will allow us to automatically restart a running instance of our node app when files changes take place. We decided to use MongoDB because it is a non relational database which uses the Document Object Model. This allows a lot of flexibility as compared to a RDMS like SQL which requires a very structural model of data that does not change too much. Another strength of MongoDB is its ease in scalability. We will use Mongoose along side MongoDB to model our application data. Additionally, we will host our MongoDB cluster remotely on MongoDB Atlas. Bcrypt will be used to encrypt user passwords that will be stored in the DB. This is to avoid the risks of storing plain text passwords. Moreover, we will use Cloudinary to store images uploaded by the user. We will also use the Twilio SendGrid API to enable automated emails sent by our application. To protect private API endpoints, we will use JSON Web Token and Passport. Also, PayPal will be used as a payment gateway to accept payments from users.

Client Side: As mentioned earlier, we will use React to build our SPA. React uses a virtual DOM which is very efficient in rendering a page. Also React will allow us to reuse components. Furthermore, it is very popular and there is a large community that uses React so it can be helpful if we run into issues. We also plan to make a cross platform mobile application later and using React will allow us to reuse a lot of our code with React Native. Redux will be used to manage state. Redux works great with React and will help us manage a global state in the app and avoid the complications of each component having its own state. Additionally, we will use Bootstrap components and custom CSS to style our app.

Other: Git will be used for version control. During the later stages of our project, we will use Google Analytics to collect useful data regarding user interactions. Moreover, Slack will be our primary communication tool. Also, we will use Visual Studio Code as our primary code editor because it is very light weight and has a wide variety of extensions that will boost productivity. Postman will be used to interact with and debug our API endpoints.

See more
Adrien Rey-Jarthon
Shared insights
on
StripeStripePayPalPayPalBitPayBitPay
at

To accept payments on updown.io, we first added support for Stripe which is by far the most popular payment gateway for startups and for a good reason. Their service is of awesome quality: the UI is gorgeous, the integration is easy, the documentation is great, the API is super stable and well thought. I can't recommend it enough.

We then added support for PayPal which is pretty popular for people who have money on it and don't know where to spend it (it can make it feel like you're spending less when it comes from PayPal wallet), or for people who prefer not to enter a credit card on a new website. This was pretty well received and we're currently receiving about 25% of our purchases from PayPal. The documentation and integration is much more painful than with Stripe IMO, I can't recommend them for that, but not having it is basically dodging potential sales.

Finally we more recently added support of BitPay for #Bitcoin and BitcoinCash payments, which was a pretty easy process but not worth the time in the end due to the low usage and the always changing conditions of the network: the transaction fees got huge after price raise and bitcoin because unusable for small payments, they then introduced support for BCH and a newer Bitcoin protocol for lower fees, but then you need a special wallet to pay and in the end it's too cumbersome, even for bitcoin users, to pay with it. I think unless you expect a bit number of payments using cryptocurrencies it's not worth implementing this solution, and better to accept them manually.

See more
WePay logo

WePay

6
26
3
The easiest way to accept payments.
6
26
+ 1
3
PROS OF WEPAY
  • 1
    Amazing API
  • 1
    Easy setup
  • 1
    Nice development enviroment
CONS OF WEPAY
    Be the first to leave a con

    related WePay posts

    Recurly logo

    Recurly

    120
    139
    62
    Subscription Billing. Zen Simplicity.
    120
    139
    + 1
    62
    PROS OF RECURLY
    • 20
      Recurring billing
    • 10
      Simplicity
    • 9
      Works with multiple gateways
    • 9
      Supports Value Added Tax
    • 7
      Great support & easy to use
    • 4
      Simple
    • 3
      Amazing
    CONS OF RECURLY
      Be the first to leave a con

      related Recurly posts

      Dear StackShare Community,

      I am seeking inspiration on creating a billing & subscription stack and came across this wonderful website and community.

      From what I understood so far, I need something like Stripe or Braintree to collect payments without dealing with PCI compliance or setting up merchant accounts, etc... Additionally, services like Chargebee, Recurly, Chargify, etc. are said to make life easier when dealing with recurring billing.

      Stated below, I've tried to give you some context on what I want to achieve. I am very curious about your ideas and how you'd configure an optimal stack.

      Project context (very high level):

      • Loyalty program for local merchants (stores, restaurants,...).

      • Customers support their community and merchants by shopping local.

      • Merchants grant points to customers based on a customer's value spent in a store, restaurant, etc.

      • Customers can redeem their points at any participating merchant.

      Billing / Subscription scenarios to be considered:

      (affecting merchants only)

      One-time setup fee

      • What: Merchant pays a setup fee by signing up for the service

      • Where: Order placed on the website

      Monthly retainer fee

      • What: Merchant pays a monthly recurring retainer for the service.

      • Where: Order placed on the website

      Manually initiated payment

      • What: Merchant initiates a payment to top up his virtual points wallet. E.g. pays 100 USD to top up 100000 points which then can be used by the merchant for granting points to customers.

      • Why: Points issued to members need to be paid for by the merchant. We first considered billing the merchants post-ante, e.g. monthly based on the points they've granted to their customers in the last 30 days, but this seems too risky: If they can't / won't pay we'd still have to pay out points to the customers (technically to the merchants where the customers redeem their points). Thus, the pragmatic idea to reduce risk by having the merchants to pre-pay for their points by topping up their balance.

      • Where: Web application (with the merchant logged in)

      • Nice to have: Opt-in for automatically initiated top-ups if a merchant's balance falls below a certain amount.

      Invoicing

      • What: After every transaction (setup, retainer, top-up,...), we need to automatically issue and send (E-Mail) an invoice to the merchant.

      • Nice to have: Customer portal with all their invoices.

      Other potentially relevant parameters

      • Currency: Only Euro

      • Country: Only Germany (so far)

      • Tax: Only one tax rate

      • Payment for setup & retainer: Credit Card; ideally SEPA Direct Debit (but that still causes headache due to the SEPA regulatory and risk of chargebacks still after weeks), PayPal?

      • Payment for top-up: Same as above plus any other that makes sense (Klarna, Sofort, PayPal...)

      Again, thank you very much for sharing your ideas and thoughts! I'd highly appreciate any input :-)

      See more
      Ajit Parthan

      Running a subscription service with just direct calls to Stripe or similar payment gateways is possible but also needs dedicated person(s) for decent amount of development and maintenance.

      Plus features like updating card details, invoice history - all these can be built. Again, more dev work and resources.

      Use of subscription platform like Chargebee or Recurly is definitely a great help here.

      Chargebee offered a simple pay-as-you-go transparent pricing and almost trivial signup process.

      #Paymentgatewayintegration

      See more
      Shopify logo

      Shopify

      11.9K
      6.2K
      76
      Quickly and easily create a beautiful online store with Shopify.
      11.9K
      6.2K
      + 1
      76
      PROS OF SHOPIFY
      • 23
        Affordable yet comprehensive
      • 14
        Great API & integration options
      • 11
        Business-friendly
      • 10
        Intuitive interface
      • 9
        Quick
      • 3
        Liquid
      • 3
        Awesome customer support
      • 2
        POS & Mobile
      • 1
        Dummy Proof
      • 0
        Nopcommerce
      CONS OF SHOPIFY
      • 1
        User is stuck with building a site from a template

      related Shopify posts

      Dennis Kraaijeveld
      Shared insights
      on
      MongoDBMongoDBShopifyShopify

      For learning purposes, I am trying to design a dashboard that displays the total revenue from all connected webshops/marketplaces, displaying incoming orders, total orders, etc.

      So I will need to get the data (using Node backend) from the Shopify and marketplace APIs, storing this in the database, and get the data from the back end.

      My question is:

      What kind of database should I use? Is MongoDB fine for storing this kind of data? Or should I go with a SQL database?

      See more
      Tim Little
      Software Consultant at timlittletech · | 7 upvotes · 100.6K views

      Hi there, I am trying to figure out if it's worth creating a Braintree account to do subscription billing in my Shopify store. The goal is to have as little custom code as possible for the store but be able to do subscription billing services, we already have a PayPal business account, but from the looks of it, we can't use PayWhirl directly with Paypal.

      See more
      Adyen logo

      Adyen

      152
      266
      49
      One integration allows businesses to accept 250 payment methods, from wherever people pay
      152
      266
      + 1
      49
      PROS OF ADYEN
      • 10
        Great customer support
      • 9
        Truly international solution
      • 8
        Great documentation
      • 6
        Well-designed API
      • 5
        Easy setup
      • 4
        Omni-channel solution
      • 4
        Secure
      • 3
        PCI Compliance
      CONS OF ADYEN
        Be the first to leave a con

        related Adyen posts

        armful
        Shared insights
        on
        AdyenAdyenStripeStripe
        at

        We're looking for a payment gateway with a robust and dependable API. We will be accepting recurring payments for premium plans on our website, preferably in as many regions as possible.

        While looking for Stripe alternatives, we found Adyen, which seemed like a viable option - we would love to hear your thoughts!

        I appreciate your time reading this message and hope to hear back from you about your experiences with payment gateways!

        See more
        Rodlene Paul
        Founder at Grace and Paul Llc · | 2 upvotes · 38.9K views
        Shared insights
        on
        StripeStripeAdyenAdyen

        I am developing an MVP; our app will accept money transfers for cross-border payment. Any advice on using Adyen for cross-border payments over Stripe? Please advise

        See more
        Gumroad logo

        Gumroad

        19
        30
        0
        An all-in-one eCommerce solution for tens of thousands of creative folks
        19
        30
        + 1
        0
        PROS OF GUMROAD
          Be the first to leave a pro
          CONS OF GUMROAD
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            related Gumroad posts

            JavaScript logo

            JavaScript

            351.2K
            267.4K
            8.1K
            Lightweight, interpreted, object-oriented language with first-class functions
            351.2K
            267.4K
            + 1
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            PROS OF JAVASCRIPT
            • 1.7K
              Can be used on frontend/backend
            • 1.5K
              It's everywhere
            • 1.2K
              Lots of great frameworks
            • 896
              Fast
            • 745
              Light weight
            • 425
              Flexible
            • 392
              You can't get a device today that doesn't run js
            • 286
              Non-blocking i/o
            • 237
              Ubiquitousness
            • 191
              Expressive
            • 55
              Extended functionality to web pages
            • 49
              Relatively easy language
            • 46
              Executed on the client side
            • 30
              Relatively fast to the end user
            • 25
              Pure Javascript
            • 21
              Functional programming
            • 15
              Async
            • 13
              Full-stack
            • 12
              Its everywhere
            • 12
              Future Language of The Web
            • 12
              Setup is easy
            • 11
              JavaScript is the New PHP
            • 11
              Because I love functions
            • 10
              Like it or not, JS is part of the web standard
            • 9
              Expansive community
            • 9
              Can be used in backend, frontend and DB
            • 9
              Easy
            • 9
              Everyone use it
            • 8
              Most Popular Language in the World
            • 8
              Can be used both as frontend and backend as well
            • 8
              Powerful
            • 8
              For the good parts
            • 8
              No need to use PHP
            • 8
              Easy to hire developers
            • 7
              Love-hate relationship
            • 7
              Agile, packages simple to use
            • 7
              Its fun and fast
            • 7
              Hard not to use
            • 7
              Nice
            • 7
              Versitile
            • 7
              Evolution of C
            • 7
              Photoshop has 3 JS runtimes built in
            • 7
              It's fun
            • 7
              Popularized Class-Less Architecture & Lambdas
            • 7
              Supports lambdas and closures
            • 6
              Can be used on frontend/backend/Mobile/create PRO Ui
            • 6
              1.6K Can be used on frontend/backend
            • 6
              Client side JS uses the visitors CPU to save Server Res
            • 6
              It let's me use Babel & Typescript
            • 6
              Easy to make something
            • 5
              What to add
            • 5
              Clojurescript
            • 5
              Stockholm Syndrome
            • 5
              Function expressions are useful for callbacks
            • 5
              Scope manipulation
            • 5
              Everywhere
            • 5
              Client processing
            • 5
              Promise relationship
            • 4
              Because it is so simple and lightweight
            • 4
              Only Programming language on browser
            • 1
              Easy to learn
            • 1
              Not the best
            • 1
              Hard to learn
            • 1
              Easy to understand
            • 1
              Test
            • 1
              Test2
            • 1
              Subskill #4
            • 0
              Hard 彤
            CONS OF JAVASCRIPT
            • 22
              A constant moving target, too much churn
            • 20
              Horribly inconsistent
            • 15
              Javascript is the New PHP
            • 9
              No ability to monitor memory utilitization
            • 8
              Shows Zero output in case of ANY error
            • 7
              Thinks strange results are better than errors
            • 6
              Can be ugly
            • 3
              No GitHub
            • 2
              Slow

            related JavaScript posts

            Zach Holman

            Oof. I have truly hated JavaScript for a long time. Like, for over twenty years now. Like, since the Clinton administration. It's always been a nightmare to deal with all of the aspects of that silly language.

            But wowza, things have changed. Tooling is just way, way better. I'm primarily web-oriented, and using React and Apollo together the past few years really opened my eyes to building rich apps. And I deeply apologize for using the phrase rich apps; I don't think I've ever said such Enterprisey words before.

            But yeah, things are different now. I still love Rails, and still use it for a lot of apps I build. But it's that silly rich apps phrase that's the problem. Users have way more comprehensive expectations than they did even five years ago, and the JS community does a good job at building tools and tech that tackle the problems of making heavy, complicated UI and frontend work.

            Obviously there's a lot of things happening here, so just saying "JavaScript isn't terrible" might encompass a huge amount of libraries and frameworks. But if you're like me, yeah, give things another shot- I'm somehow not hating on JavaScript anymore and... gulp... I kinda love it.

            See more
            Conor Myhrvold
            Tech Brand Mgr, Office of CTO at Uber · | 44 upvotes · 10.1M views

            How Uber developed the open source, end-to-end distributed tracing Jaeger , now a CNCF project:

            Distributed tracing is quickly becoming a must-have component in the tools that organizations use to monitor their complex, microservice-based architectures. At Uber, our open source distributed tracing system Jaeger saw large-scale internal adoption throughout 2016, integrated into hundreds of microservices and now recording thousands of traces every second.

            Here is the story of how we got here, from investigating off-the-shelf solutions like Zipkin, to why we switched from pull to push architecture, and how distributed tracing will continue to evolve:

            https://eng.uber.com/distributed-tracing/

            (GitHub Pages : https://www.jaegertracing.io/, GitHub: https://github.com/jaegertracing/jaeger)

            Bindings/Operator: Python Java Node.js Go C++ Kubernetes JavaScript OpenShift C# Apache Spark

            See more