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  1. Stackups
  2. Utilities
  3. Payments
  4. Payment Services
  5. CyberSource vs PayPal

CyberSource vs PayPal

OverviewComparisonAlternatives

Overview

PayPal
PayPal
Stacks19.5K
Followers14.8K
Votes665
CyberSource
CyberSource
Stacks21
Followers28
Votes1

CyberSource vs PayPal: What are the differences?

# Key Differences between CyberSource and PayPal

CyberSource and PayPal are both popular payment gateway solutions, but they have distinct differences that cater to different business needs. 

1. **Integration Options**: CyberSource is more comprehensive in terms of integration options, offering a wide range of APIs and SDKs for developers to customize their payment process. In contrast, PayPal is known for its user-friendly plug-and-play solutions that make it easy for businesses to start accepting payments quickly without much technical knowledge.

2. **Global Reach**: PayPal is widely recognized and accepted globally, making it a preferred choice for businesses that operate on an international scale. CyberSource, on the other hand, is often favored by enterprise-level businesses that require more customization and control over their payment processes.

3. **Fraud Prevention**: CyberSource is known for its advanced fraud prevention tools and risk management solutions, making it a popular choice for businesses that prioritize security. While PayPal also offers fraud protection features, CyberSource's capabilities cater more to high-risk industries and businesses with complex risk management needs.

4. **Payment Options**: PayPal offers a variety of payment options, including debit/credit cards, bank transfers, and PayPal account payments. CyberSource, on the other hand, provides more diverse payment methods, such as digital wallets, alternative payment methods, and even cryptocurrency payments, catering to a wider range of customer preferences.

5. **Customization and Control**: CyberSource provides businesses with greater customization and control over the payment process, allowing for more branding opportunities, detailed reporting, and personalized customer experiences. In comparison, PayPal has more standardized checkout experiences, limiting the level of customization available to businesses.

6. **Fees and Pricing Structure**: PayPal's pricing model is generally more transparent, with straightforward transaction fees and pricing plans that are easy to understand. CyberSource, being tailored for larger enterprises, offers more complex pricing structures that may involve setup fees, monthly subscriptions, and variable rates based on transaction volume and other factors.

In Summary, CyberSource and PayPal differ in integration options, global reach, fraud prevention capabilities, payment options, customization levels, and fees/pricing structures, each catering to specific business requirements and preferences.

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Detailed Comparison

PayPal
PayPal
CyberSource
CyberSource

PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards. PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser.

It is an e-commerce credit card payment system management company. Customers process online payments, streamline online fraud management, and simplify payment security.

2.9% + $0.30 or less- With our flat, transparent pricing, you’ll never be surprised by hidden or variable fees. We also offer discounted rates when you sell a lot, or when you use our card reader.;Keeping every seller secure- If you’re sent an unauthorized payment, or a buyer claims they never received an item, our Seller Protection covers you for the full amount of the eligible payment.;Easy for them, easy for you- With just a few clicks, you can get paid by debit card, credit card, or a PayPal transfer. All someone needs to start buying from you is your e-mail address or mobile number.;Adaptive Payments- The Adaptive Payments API allows merchants and developers to pay almost anyone and set up automated payments.;Express Checkout- Express Checkout allows merchants and developers to minimize the number of steps customers must complete when they checkout.;PayPal Payments Advanced- PayPal Payments Advanced allows merchants to enable their online stores to collect payment directly via credit card or via PayPal Express Checkout.
Cross-Channel Payments; Gateway & Processing Connections; Payment Cards; Direct Debit & Bank Transfers; Global Tax Calculation; Secure Acceptance Web/Mobile; Decision Manager; Managed Risk Services
Statistics
Stacks
19.5K
Stacks
21
Followers
14.8K
Followers
28
Votes
665
Votes
1
Pros & Cons
Pros
  • 196
    Most known service
  • 135
    Consumers know it
  • 113
    It's available for many countries
  • 70
    Easy
  • 54
    Best way to get paid outside US
Cons
  • 1
    Harder to get started with
  • 1
    Less countries supported
  • 1
    Not well written recurring payment api
Pros
  • 1
    SECURE
  • 0
    SECURE
Integrations
Formstack
Formstack
Wufoo
Wufoo
Constant Contact
Constant Contact
Shopify
Shopify
Recurly
Recurly
Vue Storefront
Vue Storefront
Stitch
Stitch
ClickFunnels
ClickFunnels
stts
stts
ChartMogul
ChartMogul
Singer
Singer
Dispatch
Dispatch
Salesforce Marketing Cloud
Salesforce Marketing Cloud

What are some alternatives to PayPal, CyberSource?

Stripe

Stripe

Stripe makes it easy for developers to accept credit cards on the web.

Braintree

Braintree

Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today.

Recurly

Recurly

Recurly is the leading pay-as-you-go recurring billing service because setup is easy, integrations are quick, and our service grows with the needs of your business.

Adyen

Adyen

A payments technology company that provides a single global platform to accept payments anywhere in the world. Businesses can process payments across online, mobile and in-store (POS) with over 250 payment methods and 187 currencies.

Payoneer

Payoneer

It is a financial services company that provides online money transfer and digital payment services and working capital solutions

TransferWise

TransferWise

It bypasses pricey international payments entirely by using two local transfers instead of one international transaction. If you want to convert your pounds to euros, you send the money in pounds to its UK-based account.

Amazon FPS

Amazon FPS

With Amazon Flexible Payments Service developers can accept payments on their website for selling goods or services, raise donations, execute recurring payments, and send payments. Amazon customers can pay using the same login credentials, shipping address and payment information they already have on file with Amazon. Amazon FPS supports the processing of payments using credit cards, bank accounts and Amazon Payments account balances to send or receive money.

Zuora

Zuora

Zuora gives you the enterprise-class, cloud-based tools you need to launch and scale any subscription service, quickly and affordably. Design your pricing and packaging, start taking quotes and placing orders, automate your billing and payments, and keep tabs on your financials.

Razorpay

Razorpay

Razorpay is the only payments solution in India that allows businesses to accept, process and disburse payments with its product suite. It gives you access to all payment modes including credit card, debit card, netbanking, UPI and more.

WePay

WePay

WePay helps people sell tickets to events, send invoices, sell items online, and accept donations online. WePay also provides an API that allows developers to access its payments platform.

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