Adyen vs PayPal

Need advice about which tool to choose?Ask the StackShare community!

Adyen

129
214
+ 1
46
PayPal

14K
9.9K
+ 1
654
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Adyen vs PayPal: What are the differences?

Developers describe Adyen as "One integration allows businesses to accept 250 payment methods, from wherever people pay". A payments technology company that provides a single global platform to accept payments anywhere in the world. Businesses can process payments across online, mobile and in-store (POS) with over 250 payment methods and 187 currencies. On the other hand, PayPal is detailed as "Send Money, Pay Online or Set Up a Merchant Account". PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser..

Adyen and PayPal belong to "Payment Services" category of the tech stack.

Some of the features offered by Adyen are:

  • Adyen support over 250 specific payment methods and all valid currencies. Our broad payment methods network offers 187 transaction and 17 settlement currencies across six continents.
  • Hosted Payment Pages
  • Direct API

On the other hand, PayPal provides the following key features:

  • 2.9% + $0.30 or less- With our flat, transparent pricing, you’ll never be surprised by hidden or variable fees. We also offer discounted rates when you sell a lot, or when you use our card reader.
  • Keeping every seller secure- If you’re sent an unauthorized payment, or a buyer claims they never received an item, our Seller Protection covers you for the full amount of the eligible payment.
  • Easy for them, easy for you- With just a few clicks, you can get paid by debit card, credit card, or a PayPal transfer. All someone needs to start buying from you is your e-mail address or mobile number.

"Great customer support" is the primary reason why developers consider Adyen over the competitors, whereas "Most known service" was stated as the key factor in picking PayPal.

According to the StackShare community, PayPal has a broader approval, being mentioned in 735 company stacks & 571 developers stacks; compared to Adyen, which is listed in 21 company stacks and 6 developer stacks.

Advice on Adyen and PayPal
Team Showwcase
Product Team at Showwcase · | 6 upvotes · 18.4K views
Needs advice
on
StripeStripe
and
PayPalPayPal

Hi Folks,

I represent Showwcase, which is a network built for coders.

We're introducing a paywall for content creators on the platform to start accepting payments from their Followers for premium and unique content over and above the general free content. We are internally considering either Stripe or PayPal to handle this for us.

If we take the pricing out of the debate, what's the go-to choice when choosing which to integrate? Our current standpoint is that Paypal has wider consumer adoption, and since most creators are individuals, it makes sense to just use Paypal because they already have an account. However, our business uses Stripe, and so it makes it easier if both the platform (Showwcase) and creators to be on the Stripe platform. That being said, if creators don't already have an account, they will need to sign up with Stripe on the spot, which is a friction point.

I would like to hear the pros and cons in developer environments as well as any other things we might not know.

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Replies (3)
Arthur Sparks
Recommends
StripeStripe

PayPal is a dinosaur and a nightmare to work with, both in terms of API as well as on the business side. We support both because our A/B tests showed a material increase in conversions by offering both, but I would drop PayPal in a heartbeat if I could. Stripe is a joy to work with.

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Les Brown
Developer at Blue Sky iSolutions · | 5 upvotes · 16.2K views
Recommends
PayPalPayPal

I prefer Stripe for developers' ease of integration and PayPal for providing the simplest user experience (i.e., improved revenue.) In my experience, neither platform requires a user register to pay via credit card. However, as noted, many people have a PayPal account, which allows quick and easy payments through a "more" trusted name.

I used Stripe and Paypal and settled on Paypal for the customer. However, the PayPal web hook back end is a complete mess (at least in PHP). Unless they have improved very recently, PayPal web hook integration is poorly documented and barely supported with bits and pieces of important code on GitHub and elsewhere. I can't speak for other languages. But given the popularity of Paypal (i.e., improved revenue), I decided to keep using Paypal after I got the web hook integration worked out.

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Pamela Pierce
President at Learn About Green LLC · | 2 upvotes · 12.6K views
Recommends
StripeStripePayPalPayPal

Stripe is strong because of their security. It is difficult for the programmer to install it, and in my case was impossible since my hosting provider did not have up-to-date software that it requires. I had to use another program on top of it as the shopping cart instead of using Stripe's shopping cart. But Stripe integrates with everything if you can get it to install, and is stable.

The big reason to go with PayPal is the 6 months same as cash or multiple payments over weeks for your clients. Some clients need this and you will lose them without PayPal. PayPal may change their policies, so in my opinion, PayPal is not as stable as Stripe. Some clients refuse or can't use PayPal, where Stripe is available to everyone with a credit card.

In summary, I set up both for my clients. And I used Zoho for everything else - shopping cart, accounting, CRM, banking, etc. It integrates with both Stripe and PayPal and pretty much anything else you use.

Be sure to read the Terms of both Stripe and PayPal, and I think that will help you with your decision.

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Decisions about Adyen and PayPal
James Bender
Lead Application Architect at TekPartners · | 8 upvotes · 14K views

I used (tried to use) PayPal on one project and it was a total nightmare. At the time there was no cohesive "one" web-based product, you had to choose between three and the lines between them were very muddled. We reached out to developer support several times and they were no help at all. The documentation was old (incorrect) and confusing. Granted this was several years ago, but the pain remains. Given a choice of using PayPal and sticking hot needles in my eyes, I would first ask "How big and hot are these needles we're talking about?" Stripe is SO much easier!

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Lucas Litton
Founder & CEO at Macombey · | 4 upvotes · 132.8K views

We use GoCardless to simplify the way clients and partners pay for our services. What intrigued us is the quick and easy ACH feature that gives our clients the option to log in with their bank account and shoot the funds directly to our account. The fee, compared to Stripe is less. Stripe and PayPal charge 2.9% + 30c and Stripe also forces the client to enter in all of their payment details manually and then if the payment doesn't work, the client has to try all over again. GoCardless charges 1% + 25c which is much more reasonable dealing with the large projects that we are currently working on.

We integrate GoCardless with Xero to easily send out quick invoices, receive the funds and track all revenue in one place.

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Pros of Adyen
Pros of PayPal
  • 9
    Truly international solution
  • 8
    Great customer support
  • 7
    Great documentation
  • 6
    Well-designed API
  • 5
    Easy setup
  • 4
    Omni-channel solution
  • 4
    Secure
  • 3
    PCI Compliance
  • 194
    Most known service
  • 134
    Consumers know it
  • 111
    It's available for many countries
  • 67
    Easy
  • 54
    Best way to get paid outside US
  • 34
    Most widely used payment processor
  • 24
    Express Checkout
  • 15
    Consumers trust it
  • 14
    Flexible and secure
  • 6
    Digital Goods for Express Checkout
  • 1
    PayPal

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Cons of Adyen
Cons of PayPal
    Be the first to leave a con
    • 1
      Not well written recurring payment api
    • 1
      Less countries supported
    • 1
      Harder to get started with

    Sign up to add or upvote consMake informed product decisions

    What is Adyen?

    A payments technology company that provides a single global platform to accept payments anywhere in the world. Businesses can process payments across online, mobile and in-store (POS) with over 250 payment methods and 187 currencies.

    What is PayPal?

    PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards. PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser.

    Need advice about which tool to choose?Ask the StackShare community!

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    What are some alternatives to Adyen and PayPal?
    Stripe
    Stripe makes it easy for developers to accept credit cards on the web.
    Braintree
    Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today.
    Wirecard
    It is a global internet technology and financial services provider which is listed on the German stock exchange. It offers worldwide services for innovative digital payments: online, mobile, and at the POS.
    Mollie
    Helps businesses of all sizes to sell and build more efficiently with a solid but easy-to-use payment solution.
    CyberSource
    It is an e-commerce credit card payment system management company. Customers process online payments, streamline online fraud management, and simplify payment security.
    See all alternatives