Alternatives to Ripple logo

Alternatives to Ripple

Stellar, Ethereum, Swift, Litecoin, and PayPal are the most popular alternatives and competitors to Ripple.
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What is Ripple and what are its top alternatives?

It is an open source protocol which is designed to allow fast and cheap transactions.
Ripple is a tool in the Blockchain category of a tech stack.

Top Alternatives to Ripple

  • Stellar
    Stellar

    Stellar allows you to quickly restore database when you are e.g. writing database migrations, switching branches or messing with SQL. PostgreSQL and MySQL are supported. ...

  • Ethereum
    Ethereum

    A decentralized platform for applications that run exactly as programmed without any chance of fraud, censorship or third-party interference. ...

  • Swift
    Swift

    Writing code is interactive and fun, the syntax is concise yet expressive, and apps run lightning-fast. Swift is ready for your next iOS and OS X project — or for addition into your current app — because Swift code works side-by-side with Objective-C. ...

  • Litecoin
    Litecoin

    It is a peer-to-peer Internet currency that enables instant, near-zero cost payments to anyone in the world. It is an open source, global payment network that is fully decentralized without any central authorities. ...

  • PayPal
    PayPal

    PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards. PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser. ...

  • Stripe
    Stripe

    Stripe makes it easy for developers to accept credit cards on the web.

  • Braintree
    Braintree

    Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today. ...

  • IPFS
    IPFS

    It is a protocol and network designed to create a content-addressable, peer-to-peer method of storing and sharing hypermedia in a distributed file system. ...

Ripple alternatives & related posts

Stellar logo

Stellar

6
28
0
Fast database snapshot and restore tool for development
6
28
+ 1
0
PROS OF STELLAR
    Be the first to leave a pro
    CONS OF STELLAR
      Be the first to leave a con

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      Ethereum logo

      Ethereum

      830
      448
      13
      Open source platform to write and distribute decentralized applications
      830
      448
      + 1
      13
      PROS OF ETHEREUM
      • 7
        Decentralized blockchain, most famous platform for DApp
      • 2
        Resistant to hash power attacks
      • 2
        Rich smart contract execution environment
      • 2
        #2 on capitalization after Bitcoin
      CONS OF ETHEREUM
      • 1
        High fees and lacks scalability

      related Ethereum posts

      Shared insights
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      EthereumEthereumParityParity

      Which is the best to use for integrating blockchain techniques into a secure cloud system: Parity, Ethereum, or hyperedge fabric?

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      Shared insights
      on
      EthereumEthereumIPFS IPFS

      Hey! I am building an uber clone using blockchain. I am confused about where do I store the data of the drivers and riders and transaction information. IPFS or Ethereum? or do I store the IPFS URL on Ethereum? What would be the advantages of one over the other?

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      Swift logo

      Swift

      19.3K
      13.1K
      1.3K
      An innovative new programming language for Cocoa and Cocoa Touch.
      19.3K
      13.1K
      + 1
      1.3K
      PROS OF SWIFT
      • 259
        Ios
      • 180
        Elegant
      • 126
        Not Objective-C
      • 107
        Backed by apple
      • 93
        Type inference
      • 61
        Generics
      • 54
        Playgrounds
      • 49
        Semicolon free
      • 38
        OSX
      • 36
        Tuples offer compound variables
      • 24
        Clean Syntax
      • 24
        Easy to learn
      • 22
        Open Source
      • 21
        Beautiful Code
      • 20
        Functional
      • 12
        Dynamic
      • 12
        Linux
      • 11
        Protocol-oriented programming
      • 10
        Promotes safe, readable code
      • 9
        No S-l-o-w JVM
      • 8
        Explicit optionals
      • 7
        Storyboard designer
      • 6
        Optionals
      • 6
        Type safety
      • 5
        Super addicting language, great people, open, elegant
      • 5
        Best UI concept
      • 4
        Its friendly
      • 4
        Highly Readable codes
      • 4
        Fail-safe
      • 4
        Powerful
      • 4
        Faster and looks better
      • 4
        Swift is faster than Objective-C
      • 4
        Feels like a better C++
      • 3
        Easy to learn and work
      • 3
        Much more fun
      • 3
        Protocol extensions
      • 3
        Native
      • 3
        Its fun and damn fast
      • 3
        Strong Type safety
      • 3
        Easy to Maintain
      • 2
        Protocol as type
      • 2
        All Cons C# and Java Swift Already has
      • 2
        Esay
      • 2
        MacOS
      • 2
        Type Safe
      • 2
        Protocol oriented programming
      • 1
        Can interface with C easily
      • 1
        Actually don't have to own a mac
      • 1
        Free from Memory Leak
      • 1
        Swift is easier to understand for non-iOS developers.
      • 1
        Numbers with underbar
      • 1
        Optional chain
      • 1
        Great for Multi-Threaded Programming
      • 1
        Runs Python 8 times faster
      • 1
        Objec
      CONS OF SWIFT
      • 5
        Must own a mac
      • 2
        Memory leaks are not uncommon
      • 1
        Very irritatingly picky about things that’s
      • 1
        Complicated process for exporting modules
      • 1
        Its classes compile to roughly 300 lines of assembly
      • 1
        Is a lot more effort than lua to make simple functions
      • 0
        Overly complex options makes it easy to create bad code

      related Swift posts

      Shivam Bhargava
      AVP - Business at VAYUZ Technologies Pvt. Ltd. · | 22 upvotes · 676.5K views

      Hi Community! Trust everyone is keeping safe. I am exploring the idea of building a #Neobank (App) with end-to-end banking capabilities. In the process of exploring this space, I have come across multiple Apps (N26, Revolut, Monese, etc) and explored their stacks in detail. The confusion remains to be the Backend Tech to be used?

      What would you go with considering all of the languages such as Node.js Java Rails Python are suggested by some person or the other. As a general trend, I have noticed the usage of Node with React on the front or Node with a combination of Kotlin and Swift. Please suggest what would be the right approach!

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      Conor Myhrvold
      Tech Brand Mgr, Office of CTO at Uber · | 13 upvotes · 1.5M views

      Excerpts from how we developed (and subsequently open sourced) Uber's cross-platform mobile architecture framework, RIBs , going from Objective-C to Swift in the process for iOS: https://github.com/uber/RIBs

      Uber’s new application architecture (RIBs) extensively uses protocols to keep its various components decoupled and testable. We used this architecture for the first time in our new rider application and moved our primary language from Objective-C to Swift. Since Swift is a very static language, unit testing became problematic. Dynamic languages have good frameworks to build test mocks, stubs, or stand-ins by dynamically creating or modifying existing concrete classes.

      Needless to say, we were not very excited about the additional complexity of manually writing and maintaining mock implementations for each of our thousands of protocols.

      The information required to generate mock classes already exists in the Swift protocol. For Uber’s use case, we set out to create tooling that would let engineers automatically generate test mocks for any protocol they wanted by simply annotating them.

      The iOS codebase for our rider application alone incorporates around 1,500 of these generated mocks. Without our code generation tool, all of these would have to be written and maintained by hand, which would have made testing much more time-intensive. Auto-generated mocks have contributed a lot to the unit test coverage that we have today.

      We built these code generation tools ourselves for a number of reasons, including that there weren’t many open source tools available at the time we started our effort. Today, there are some great open source tools to generate resource accessors, like SwiftGen. And Sourcery can help you with generic code generation needs:

      https://eng.uber.com/code-generation/ https://eng.uber.com/driver-app-ribs-architecture/

      (GitHub : https://github.com/uber/RIBs )

      See more
      Litecoin logo

      Litecoin

      17
      14
      0
      A cryptocurrency that uses a faster payment confirmation schedule
      17
      14
      + 1
      0
      PROS OF LITECOIN
        Be the first to leave a pro
        CONS OF LITECOIN
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          PayPal logo

          PayPal

          18.9K
          14.2K
          664
          Send Money, Pay Online or Set Up a Merchant Account
          18.9K
          14.2K
          + 1
          664
          PROS OF PAYPAL
          • 195
            Most known service
          • 135
            Consumers know it
          • 113
            It's available for many countries
          • 70
            Easy
          • 54
            Best way to get paid outside US
          • 35
            Most widely used payment processor
          • 25
            Express Checkout
          • 16
            Consumers trust it
          • 15
            Flexible and secure
          • 6
            Digital Goods for Express Checkout
          CONS OF PAYPAL
          • 1
            Not well written recurring payment api
          • 1
            Less countries supported
          • 1
            Harder to get started with

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          To accept payments on updown.io, we first added support for Stripe which is by far the most popular payment gateway for startups and for a good reason. Their service is of awesome quality: the UI is gorgeous, the integration is easy, the documentation is great, the API is super stable and well thought. I can't recommend it enough.

          We then added support for PayPal which is pretty popular for people who have money on it and don't know where to spend it (it can make it feel like you're spending less when it comes from PayPal wallet), or for people who prefer not to enter a credit card on a new website. This was pretty well received and we're currently receiving about 25% of our purchases from PayPal. The documentation and integration is much more painful than with Stripe IMO, I can't recommend them for that, but not having it is basically dodging potential sales.

          Finally we more recently added support of BitPay for #Bitcoin and BitcoinCash payments, which was a pretty easy process but not worth the time in the end due to the low usage and the always changing conditions of the network: the transaction fees got huge after price raise and bitcoin because unusable for small payments, they then introduced support for BCH and a newer Bitcoin protocol for lower fees, but then you need a special wallet to pay and in the end it's too cumbersome, even for bitcoin users, to pay with it. I think unless you expect a bit number of payments using cryptocurrencies it's not worth implementing this solution, and better to accept them manually.

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          Tom Klein

          Google Analytics is a great tool to analyze your traffic. To debug our software and ask questions, we love to use Postman and Stack Overflow. Google Drive helps our team to share documents. We're able to build our great products through the APIs by Google Maps, CloudFlare, Stripe, PayPal, Twilio, Let's Encrypt, and TensorFlow.

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          Stripe logo

          Stripe

          18.1K
          11.8K
          1.5K
          Payments for developers
          18.1K
          11.8K
          + 1
          1.5K
          PROS OF STRIPE
          • 302
            Easy setup
          • 292
            Developer friendly
          • 248
            Well-designed api
          • 191
            Great documentation
          • 169
            Clear pricing
          • 75
            Secure
          • 74
            Reliable
          • 63
            Full integration with webhooks
          • 43
            Amazing api
          • 38
            Great customer support
          • 11
            Easy
          • 6
            Credit cards never hit your server - no pci worries
          • 5
            Recurring billing
          • 4
            No merchant account/gateway required
          • 3
            BitCoin
          • 3
            Easy to integrate
          • 2
            Support for SCA (Strong Customer Authentication)
          • 2
            Fast UI
          • 2
            Great app
          • 1
            Payments without own backend (using Stripe Products)
          • 1
            Connect
          • 1
            Checkout.js
          • 1
            Great UI
          • 1
            So easy to use
          • 1
            Beautiful
          CONS OF STRIPE
          • 4
            Connect
          • 2
            CANNOT withdraw USD to a Canadian Bank Account
          • 2
            Does NOT have a currency conversion option like Paypal
          • 2
            They keep 25% of the income for 60 days

          related Stripe posts

          Adrien Rey-Jarthon
          Shared insights
          on
          StripeStripePayPalPayPalBitPayBitPay
          at

          To accept payments on updown.io, we first added support for Stripe which is by far the most popular payment gateway for startups and for a good reason. Their service is of awesome quality: the UI is gorgeous, the integration is easy, the documentation is great, the API is super stable and well thought. I can't recommend it enough.

          We then added support for PayPal which is pretty popular for people who have money on it and don't know where to spend it (it can make it feel like you're spending less when it comes from PayPal wallet), or for people who prefer not to enter a credit card on a new website. This was pretty well received and we're currently receiving about 25% of our purchases from PayPal. The documentation and integration is much more painful than with Stripe IMO, I can't recommend them for that, but not having it is basically dodging potential sales.

          Finally we more recently added support of BitPay for #Bitcoin and BitcoinCash payments, which was a pretty easy process but not worth the time in the end due to the low usage and the always changing conditions of the network: the transaction fees got huge after price raise and bitcoin because unusable for small payments, they then introduced support for BCH and a newer Bitcoin protocol for lower fees, but then you need a special wallet to pay and in the end it's too cumbersome, even for bitcoin users, to pay with it. I think unless you expect a bit number of payments using cryptocurrencies it's not worth implementing this solution, and better to accept them manually.

          See more
          Tom Klein

          Google Analytics is a great tool to analyze your traffic. To debug our software and ask questions, we love to use Postman and Stack Overflow. Google Drive helps our team to share documents. We're able to build our great products through the APIs by Google Maps, CloudFlare, Stripe, PayPal, Twilio, Let's Encrypt, and TensorFlow.

          See more
          Braintree logo

          Braintree

          561
          449
          90
          Accept payments in your app or website today
          561
          449
          + 1
          90
          PROS OF BRAINTREE
          • 25
            Well-designed api
          • 18
            Developer friendly
          • 17
            Easy setup
          • 14
            Reliable
          • 6
            Excellent documentation
          • 4
            Great support
          • 3
            Can use paypal and debit card
          • 2
            Test it without obligation, great SDK/API and prices
          • 1
            Great API, awesome docs
          CONS OF BRAINTREE
          • 1
            Lacking documentation for mobile integrations

          related Braintree posts

          Dear StackShare Community,

          I am seeking inspiration on creating a billing & subscription stack and came across this wonderful website and community.

          From what I understood so far, I need something like Stripe or Braintree to collect payments without dealing with PCI compliance or setting up merchant accounts, etc... Additionally, services like Chargebee, Recurly, Chargify, etc. are said to make life easier when dealing with recurring billing.

          Stated below, I've tried to give you some context on what I want to achieve. I am very curious about your ideas and how you'd configure an optimal stack.

          Project context (very high level):

          • Loyalty program for local merchants (stores, restaurants,...).

          • Customers support their community and merchants by shopping local.

          • Merchants grant points to customers based on a customer's value spent in a store, restaurant, etc.

          • Customers can redeem their points at any participating merchant.

          Billing / Subscription scenarios to be considered:

          (affecting merchants only)

          One-time setup fee

          • What: Merchant pays a setup fee by signing up for the service

          • Where: Order placed on the website

          Monthly retainer fee

          • What: Merchant pays a monthly recurring retainer for the service.

          • Where: Order placed on the website

          Manually initiated payment

          • What: Merchant initiates a payment to top up his virtual points wallet. E.g. pays 100 USD to top up 100000 points which then can be used by the merchant for granting points to customers.

          • Why: Points issued to members need to be paid for by the merchant. We first considered billing the merchants post-ante, e.g. monthly based on the points they've granted to their customers in the last 30 days, but this seems too risky: If they can't / won't pay we'd still have to pay out points to the customers (technically to the merchants where the customers redeem their points). Thus, the pragmatic idea to reduce risk by having the merchants to pre-pay for their points by topping up their balance.

          • Where: Web application (with the merchant logged in)

          • Nice to have: Opt-in for automatically initiated top-ups if a merchant's balance falls below a certain amount.

          Invoicing

          • What: After every transaction (setup, retainer, top-up,...), we need to automatically issue and send (E-Mail) an invoice to the merchant.

          • Nice to have: Customer portal with all their invoices.

          Other potentially relevant parameters

          • Currency: Only Euro

          • Country: Only Germany (so far)

          • Tax: Only one tax rate

          • Payment for setup & retainer: Credit Card; ideally SEPA Direct Debit (but that still causes headache due to the SEPA regulatory and risk of chargebacks still after weeks), PayPal?

          • Payment for top-up: Same as above plus any other that makes sense (Klarna, Sofort, PayPal...)

          Again, thank you very much for sharing your ideas and thoughts! I'd highly appreciate any input :-)

          See more
          Tim Little
          Software Consultant at timlittletech · | 7 upvotes · 94.5K views

          Hi there, I am trying to figure out if it's worth creating a Braintree account to do subscription billing in my Shopify store. The goal is to have as little custom code as possible for the store but be able to do subscription billing services, we already have a PayPal business account, but from the looks of it, we can't use PayWhirl directly with Paypal.

          See more
          IPFS  logo

          IPFS

          202
          173
          0
          Protocol for storing and sharing hypermedia in a distributed file system
          202
          173
          + 1
          0
          PROS OF IPFS
            Be the first to leave a pro
            CONS OF IPFS
              Be the first to leave a con

              related IPFS posts

              Shared insights
              on
              EthereumEthereumIPFS IPFS

              Hey! I am building an uber clone using blockchain. I am confused about where do I store the data of the drivers and riders and transaction information. IPFS or Ethereum? or do I store the IPFS URL on Ethereum? What would be the advantages of one over the other?

              See more