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Bambora vs PayPal: What are the differences?

Introduction

Bambora and PayPal are two popular online payment platforms that enable businesses and individuals to send and receive payments securely. While both platforms offer similar services, there are key differences that set them apart. In this article, we will explore the main differences between Bambora and PayPal.

  1. Transaction Fees: One of the primary differences between Bambora and PayPal is their transaction fee structure. Bambora offers transparent pricing with fixed transaction fees, while PayPal's fees can vary based on several factors such as transaction volume, currency conversion, and the type of transaction (e.g., online, in-store). Bambora's fixed fees can be advantageous for those who prefer predictability in their payment processing costs.

  2. Accepted Currencies: Another important distinction is the range of currencies each platform supports. Bambora accepts a wide range of currencies, which is especially useful for businesses with global operations or international customers. On the other hand, PayPal supports an even broader array of currencies, making it an ideal choice for businesses operating in multiple countries.

  3. Integration Options: When it comes to integrating payment functionality into websites or applications, Bambora and PayPal offer different options. Bambora provides a robust API that allows businesses to customize the payment process and seamlessly integrate it into their existing systems. PayPal, in addition to its API, also offers ready-made buttons and widgets, making it easier for individuals and smaller businesses to quickly add payment functionality to their websites without extensive coding.

  4. Additional Features: While both Bambora and PayPal serve as payment gateways, they also offer additional features that cater to different needs. Bambora provides advanced reporting and analytics tools, allowing businesses to gain insights into their payment data. PayPal, on the other hand, offers a range of solutions for online marketplaces, including split payments, subscriptions, and invoicing, making it a versatile option for different business models.

  5. Mobile Payments: Mobile payments are becoming increasingly important in today's digital landscape. Bambora offers a mobile SDK (Software Development Kit) that allows businesses to integrate payment functionality into their mobile apps, providing a seamless experience for customers. Similarly, PayPal offers a mobile SDK and mobile-optimized payment pages, empowering businesses to accept payments conveniently on mobile devices.

  6. Customer Support: Lastly, customer support is an important consideration when choosing a payment platform. Bambora provides 24/7 customer support via phone, email, and live chat, ensuring that businesses can get assistance whenever needed. PayPal also offers customer support, but some users have reported difficulties in reaching support representatives during peak periods.

In summary, Bambora and PayPal differ in terms of transaction fees, supported currencies, integration options, additional features, mobile payment capabilities, and customer support. These differences allow businesses and individuals to choose the platform that best aligns with their specific requirements.

Decisions about Bambora and PayPal
Lucas Litton
Founder & CEO at Macombey · | 4 upvotes · 260K views

We use GoCardless to simplify the way clients and partners pay for our services. What intrigued us is the quick and easy ACH feature that gives our clients the option to log in with their bank account and shoot the funds directly to our account. The fee, compared to Stripe is less. Stripe and PayPal charge 2.9% + 30c and Stripe also forces the client to enter in all of their payment details manually and then if the payment doesn't work, the client has to try all over again. GoCardless charges 1% + 25c which is much more reasonable dealing with the large projects that we are currently working on.

We integrate GoCardless with Xero to easily send out quick invoices, receive the funds and track all revenue in one place.

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Pros of Bambora
Pros of PayPal
    Be the first to leave a pro
    • 195
      Most known service
    • 135
      Consumers know it
    • 113
      It's available for many countries
    • 70
      Easy
    • 54
      Best way to get paid outside US
    • 35
      Most widely used payment processor
    • 25
      Express Checkout
    • 16
      Consumers trust it
    • 15
      Flexible and secure
    • 6
      Digital Goods for Express Checkout

    Sign up to add or upvote prosMake informed product decisions

    Cons of Bambora
    Cons of PayPal
      Be the first to leave a con
      • 1
        Not well written recurring payment api
      • 1
        Less countries supported
      • 1
        Harder to get started with

      Sign up to add or upvote consMake informed product decisions

      What is Bambora?

      It is a payment gateway built to help small and medium-sized enterprises accept and receive payments online, in-app, or within a platform in the most convenient yet secure way possible.

      What is PayPal?

      PayPal is an online payments and money transfer service that allows you to send money via email, phone, text message or Skype. They offer products to both individuals and businesses alike, including online vendors, auction sites and corporate users. PayPal connects effortlessly to bank accounts and credit cards. PayPal Mobile is one of PayPal’s newest products. It allows you to send payments by text message or by using PayPal’s mobile browser.

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        What are some alternatives to Bambora and PayPal?
        Stripe
        Stripe makes it easy for developers to accept credit cards on the web.
        Adyen
        A payments technology company that provides a single global platform to accept payments anywhere in the world. Businesses can process payments across online, mobile and in-store (POS) with over 250 payment methods and 187 currencies.
        Braintree
        Braintree replaces traditional payment gateways and merchant accounts. From one touch payments, to mobile SDKs and international sales, we provide everything you need to start accepting payments today.
        Recurly
        Recurly is the leading pay-as-you-go recurring billing service because setup is easy, integrations are quick, and our service grows with the needs of your business.
        Omise
        It is a payment gateway for Southeast Asia, based in Thailand, providing a secure and white label solution to merchants and enterprise businesses.
        See all alternatives